Terms and conditions
RAMJ Projects
Registered Address:
H.No 12-2-60/302, Soumya Residency,
3rd Floor, Bharathar Colony, Moosapet,
Hyderabad, Telangana, Rangareddy – 500018
Website: https://aonecrm.ramjprojecs.in
Email: support@ramjprojecs.in
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1. Introduction
These Terms and Conditions (“Terms”) govern all payments made through the payment gateway available on our website. By initiating a transaction, the user agrees to be bound by these Terms.
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2. Payment Processing
All payments made on this website are processed through secure third-party payment gateway service providers. RAMJ Projects does not store or retain any customer payment details such as card information, UPI credentials, or banking data.
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3. Accepted Payment Methods
Customers can make payments using:
• Credit Cards / Debit Cards
• UPI (Google Pay, PhonePe, etc.)
• Net Banking
• Wallets or other available payment methods
Payment options may vary depending on the service provider.
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4. Transaction Confirmation
• Upon successful payment, a confirmation will be sent via SMS, email, or displayed on the website.
• In case of failed transactions where money is deducted, the amount will be reversed as per bank/payment gateway timelines.
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5. Failed / Duplicate Transactions
• If any payment is deducted but not confirmed, it will be refunded automatically.
• Duplicate payments, if any, will be refunded to the original payment method.
• RAMJ Projects is not responsible for delays caused by banks or payment gateway providers.
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6. Refund & Cancellation
• Refunds and cancellations will be processed as per the company’s Refund Policy.
• For more details, please refer to the Refund Policy available on the website.
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7. Security
• Payments are processed using secure encryption technologies.
• RAMJ Projects does not store sensitive payment data.
• While all precautions are taken, the company is not liable for unauthorized access beyond its control.
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8. Charges & Fees
• Customers may be charged applicable taxes or service charges as per transaction.
• Any payment gateway charges or bank fees will be governed by the respective provider.
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9. Limitation of Liability
RAMJ Projects shall not be liable for:
• Payment failures due to technical issues
• Delays in processing by banks or gateways
• Unauthorized transactions due to user negligence
• Losses arising from incorrect payment details entered by the user
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10. User Responsibilities
By making a payment, you agree that:
• You are authorized to use the selected payment method
• All information provided is accurate
• You will not use the payment system for fraudulent or illegal activities
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11. Dispute Resolution
• Any disputes related to payments should first be reported to RAMJ Projects.
• Chargebacks without prior notice may lead to suspension of services.
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12. Governing Law
These Terms shall be governed by the laws of India.
All disputes shall be subject to the jurisdiction of courts in Hyderabad, Telangana.
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13. Amendments
RAMJ Projects reserves the right to update or modify these Terms at any time without prior notice. Continued use of the payment service constitutes acceptance of the updated Terms.
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14. Contact Information
For any payment-related queries:
RAMJ Projects
📧 Email: support@ramjprojecs.in
📞 Phone: +91 741 6363 777